<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[CATcoverage.com]]></title><description><![CDATA[CATcoverage.com provides private flood and earthquake insurance products. The platform offers alternatives to the NFIP for insurance producers.]]></description><link>https://www.catcoverage.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Wed, 09 Sep 2026 22:41:03 GMT</lastBuildDate><atom:link href="https://www.go.catcoverage.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[What Is an Elevation Certificate? A Guide for Insurance Agents]]></title><description><![CDATA[Learn what a FEMA Elevation Certificate is, when it may be needed for flood insurance, how agents can read it, and how it relates to flood zones and BFE.]]></description><link>https://www.catcoverage.com/post/elevation-certificate-guide-for-insurance-agents</link><guid isPermaLink="false">6a8c64fb4e2692b2870c7c32</guid><pubDate>Mon, 24 Aug 2026 17:50:48 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_d515d998fca4477e861d6038934f88c0~mv2.jpg/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Flood Zone AE: What It Means for Insurance Agents]]></title><description><![CDATA[Learn what Flood Zone AE means for insurance agents, including mortgage requirements, Base Flood Elevation, pricing factors, and NCIP vs. NFIP options.]]></description><link>https://www.catcoverage.com/post/flood-zone-ae-what-it-means-for-insurance-agents</link><guid isPermaLink="false">6a760876421979b2d9718f31</guid><pubDate>Fri, 07 Aug 2026 18:15:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_419aaff90e714d19b73aae6e4231efc1~mv2.png/v1/fit/w_1000,h_572,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Flood Zone X: What It Means for Insurance Agents]]></title><description><![CDATA[Learn what Flood Zone X means for insurance agents, including shaded vs. unshaded Zone X, lender questions, and NCIP Private Flood Insurance vs. the NFIP.]]></description><link>https://www.catcoverage.com/post/flood-zone-x-what-it-means-for-insurance-agents</link><guid isPermaLink="false">6a57a094437e66e2012ed038</guid><pubDate>Wed, 15 Jul 2026 20:45:20 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_3ba7fbdcb8f3407abcb2493c59ed42a2~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[What Does Hurricane Insurance Mean? A Guide for Insurance Agents]]></title><description><![CDATA[Learn what hurricane insurance really means for insurance agents, including wind vs. flood, NCIP Private Flood Insurance vs. NFIP Flood Insurance, and key client communication points.]]></description><link>https://www.catcoverage.com/post/what-does-hurricane-insurance-mean-for-insurance-agents</link><guid isPermaLink="false">6a21c067e3c740ba363716bd</guid><pubDate>Thu, 04 Jun 2026 20:30:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_c74f91a6480b4e0e8566f35fdb1dde86~mv2.jpg/v1/fit/w_1000,h_848,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Flood Zone A: What it Means for Insurance Agents]]></title><description><![CDATA[Learn what Flood Zone A means for insurance agents, including lender requirements, client communication, E&#38;O considerations, and private flood workflow guidance.]]></description><link>https://www.catcoverage.com/post/jjones-inxinsurance-com</link><guid isPermaLink="false">69ea3eced06bed7d1aa12195</guid><pubDate>Mon, 27 Apr 2026 18:14:41 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_2bf0d9be42e04842a37b8f66d90c73f5~mv2.jpg/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Do Mortgage Lenders Accept Private Flood Insurance?]]></title><description><![CDATA[Mortgage lenders are required to accept private flood insurance when the policy meets the statutory definition of “private flood insurance” under federal law. NCIP private flood insurance available through CATcoverage.com meets these federal requirements and is recognized as lender-accepted coverage.]]></description><link>https://www.catcoverage.com/post/do-mortgage-lenders-accept-private-flood-insurance</link><guid isPermaLink="false">69b2f335d558374c818d4346</guid><pubDate>Thu, 12 Mar 2026 18:15:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_e0c37031c2684a0083d0628becf7ea77~mv2.jpg/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[What is the FEMA 50% Rule in Flood Insurance?]]></title><description><![CDATA[Learn what the FEMA 50% rule means, how it impacts rebuilding compliance, and the key differences between the 50% and 80% rules.]]></description><link>https://www.catcoverage.com/post/fema-50-percent-rule</link><guid isPermaLink="false">6973b2694c5d7ca6b9bb3cef</guid><pubDate>Fri, 23 Jan 2026 18:01:31 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_ad04d0cea8d44d0687279c4233bba958~mv2.jpg/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[How to Sell Private Flood Insurance in 2026]]></title><description><![CDATA[Learn how to confidently sell private flood insurance in 2026. Discover lender acceptance rules, client objection handling, and tips to grow your flood book with flexible coverage options.]]></description><link>https://www.catcoverage.com/post/how-to-sell-private-flood-insurance</link><guid isPermaLink="false">692f5d406b38ed6c8740144a</guid><pubDate>Tue, 02 Dec 2025 22:28:47 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_e8fc7b57fe9347bfae92d81935b6206d~mv2.jpg/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[What’s the Difference Between Building Coverage and Dwelling Coverage in Flood Insurance?]]></title><description><![CDATA[Understand the difference between building and dwelling flood coverage—essential for agents quoting flood insurance.]]></description><link>https://www.catcoverage.com/post/building-vs-dwelling-coverage-in-flood-insurance</link><guid isPermaLink="false">68e6ceacadab19170b3240d1</guid><pubDate>Thu, 09 Oct 2025 18:09:31 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_6b07b60c94364b43b48f24a54267417c~mv2.jpg/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Why is the NFIP so Expensive? How Agents Can Offer Competitive Options.]]></title><description><![CDATA[Understand why NFIP rates can be high and how agents can guide clients toward flexible, competitive private flood insurance alternatives like NCIP.]]></description><link>https://www.catcoverage.com/post/why-is-the-nfip-so-expensive</link><guid isPermaLink="false">68d59cde4e05786c1c93e45c</guid><pubDate>Thu, 25 Sep 2025 20:15:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_f52eca42cfc34db88a2c15ca131ae21a~mv2.jpg/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Hidden Flood Risk After Wildfires: A Guide for Insurance Agents]]></title><description><![CDATA[When wildfires devastate landscapes, they leave behind more than scorched earth. These barren, fire-affected areas become highly susceptible to flash flooding and mudflows, creating a unique and significant risk for property owners. As an insurance professional, understanding and communicating this risk to your clients can help them secure the protection they need.]]></description><link>https://www.catcoverage.com/post/flood-risk-after-wildfires</link><guid isPermaLink="false">67fd3e20d2b5eeef5fc50f8b</guid><pubDate>Mon, 14 Apr 2025 17:27:16 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_0969bff43f1842c2b77c04e934bf6681~mv2.jpg/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Top 5 Misconceptions About Offering Private Flood Insurance]]></title><description><![CDATA[Private flood insurance is a valuable tool for protecting your property against unexpected flood damage. But, there are many misconceptions.]]></description><link>https://www.catcoverage.com/post/top-5-misconceptions-about-offering-private-flood-insurance</link><guid isPermaLink="false">664f5465351a87062582e85f</guid><pubDate>Thu, 23 May 2024 14:41:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_3859473331586e34645377~mv2_d_5760_3840_s_4_2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[5 Key Benefits of NCIP Private Commercial Flood Insurance]]></title><description><![CDATA[In the unpredictable realm of business, safeguarding your clients against unforeseen disasters is vital. When it comes to flood insurance, the National Catastrophe Insurance Program (NCIP) stands out as a beacon of robust protection. In this blog, we delve into the 5 key benefits of NCIP Private Commercial Flood Insurance, shedding light on why it should be a pivotal component in your client's risk management strategy.    1. Enhanced Protection with Business Income Extra Expense Coverage...]]></description><link>https://www.catcoverage.com/post/5-key-benefits-of-ncip-private-commercial-flood-insurance</link><guid isPermaLink="false">65b2a3c541ca336a97dd532b</guid><pubDate>Thu, 25 Jan 2024 18:28:36 GMT</pubDate><enclosure url="http://youtu.be/RMe9lE9FMYI" length="0" type="video"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Want the lender to pay for the flood policy at closing? Our new process can help.]]></title><description><![CDATA[If your client has a pending mortgage that requires compliance with the federal “mandatory purchase” regulation for flood insurance, your customer is often burdened with paying for the flood policy prior to closing. This causes additional out-of-pocket money for the buyer and can even derail the purchase of the home. CATcoverage.com has a solution! If your client is closing on a loan for a new home purchase or a refinance, there is now a way for the flood policy to be paid at closing and...]]></description><link>https://www.catcoverage.com/post/when-flood-insurance-is-required-for-your-client-s-home-purchase-we-can-help</link><guid isPermaLink="false">653823108ca7615666183036</guid><pubDate>Tue, 24 Oct 2023 20:07:27 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_c0d883ec3ec7499ab7566571e62a741a~mv2.png/v1/fit/w_1000,h_718,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[How Do Insurance Carriers Define Flood?]]></title><description><![CDATA[It is important to review your flood insurance policy to ensure you understand how the carrier is defining flood. Definitions can vary.]]></description><link>https://www.catcoverage.com/post/what-is-the-definition-of-flood-for-flood-insurance</link><guid isPermaLink="false">64ee028e4c76c0470aa7f411</guid><pubDate>Tue, 29 Aug 2023 14:42:54 GMT</pubDate><enclosure url="http://youtu.be/glzHnKqBoEc" length="0" type="video"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Why Insurance Agents and Brokers should offer Private Flood Insurance]]></title><description><![CDATA[Your clients expect you to look out for their best interests, so being well-informed about flood insurance options is critical.]]></description><link>https://www.catcoverage.com/post/why-insurance-agents-and-brokers-should-offer-private-flood-insurance</link><guid isPermaLink="false">644bdfc38bef99695b633da6</guid><pubDate>Fri, 28 Apr 2023 15:18:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_1211f58da3a04e36a9861284be617573~mv2.jpg/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Help Your Clients Choose Between NFIP or NCIP Private Flood Insurance]]></title><description><![CDATA[Is your client’s home replacement value greater than $250,000? The NFIP’s maximum limit for non-condominium residential buildings is...]]></description><link>https://www.catcoverage.com/post/help-your-clients-choose-between-nfip-or-ncip-private-flood-insurance</link><guid isPermaLink="false">63fe1ce612104148bb3c8140</guid><pubDate>Tue, 28 Feb 2023 15:42:26 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_4f22f57851124e3a9192b9758c507cb8~mv2.jpg/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[Does Homeowners Insurance Cover the Peril of Earthquake?]]></title><description><![CDATA[Standard homeowners policies do not typically provide coverage for earthquake damage. This means that in order for your client to protect their home, they must purchase a separate earthquake policy, or add coverage via an endorsement to their homeowners policy. Where can I find Earthquake Insurance for my Clients? Many insurance companies stopped providing earthquake coverage in the 1990s after projections showed the financial impact of a major earthquake. CATcoverage.com has been offering...]]></description><link>https://www.catcoverage.com/post/does-homeowners-insurance-cover-the-peril-of-earthquake</link><guid isPermaLink="false">63a4b702bd1577e27a7c87b6</guid><pubDate>Thu, 22 Dec 2022 20:48:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_a3114ddcef4c4acd98988c37304bd9eb~mv2.jpg/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[What Causes Floods]]></title><description><![CDATA[What is Flooding? It is important to review the definition of flood on a flood insurance policy. Definitions can differ depending on the...]]></description><link>https://www.catcoverage.com/post/what-causes-floods</link><guid isPermaLink="false">6321ea8f08580759a1dcb894</guid><pubDate>Wed, 14 Sep 2022 15:12:59 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_7ac36d1d32cd4eb7b44819681d187c06~mv2.png/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item><item><title><![CDATA[3 Tips for Insurance Agents to Tackle Risk Rating 2.0 Challenges]]></title><description><![CDATA[FEMA’s Risk Rating 2.0 is in full swing as of April 2022, and policyholders and insurance agents alike are taking notice. At the current pace, Risk Rating 2.0 will likely have to sustain rate increases for many years to come. According to FEMA, policyholders could see price increases of up to 18%. They estimate 77% of the National Flood Insurance Program (NFIP) policyholders could see an increase of $0-$240 or more per year, according to FEMA. With NFIP rates in flux, policyholders are...]]></description><link>https://www.catcoverage.com/post/3-tips-for-insurance-agents-to-tackle-risk-rating-2-0-challenges</link><guid isPermaLink="false">62828298652c27dd9cfe142f</guid><pubDate>Mon, 16 May 2022 17:12:52 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/120bb1_3cd69545c0ae4068a4d26a5a3f67f0ff~mv2.jpg/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>CATcoverage.com</dc:creator></item></channel></rss>